Why Do I Need Self Storage Insurance?


self storage insurance

If you are using a storage unit, you might be wondering if you need to get insurance for it. While insurance is not always required, it sometimes is a good idea to ensure all your things are well protected. Some storage units require you to have insurance which means you will have to purchase a policy even if you feel like you don’t want to. Here is more information about self-storage insurance so you can decide if it’s right for you. This guide will also help you choose a policy that benefits you and suits you well. Storage Unit Insurance in Spring, Texas Do Storage Units Require Insurance? This depends on the storage units. Some require insurance while others do not. You will need to ask the storage unit company to determine if you need an insurance plan to rent with them or not. Most places require you to have insurance for all units including storage lockers, wine storage units, and units with drive-up access. You will also need insurance if you are keeping your car at the unit. What Does Storage Unit Insurance Cover? When you have insurance with a storage unit, your belongings will be covered in the case of water damage, fire, or robberies. You will need to review your policy before buying as sometimes they exclude certain items like cars. You might need to take extra insurance through your car insurance company if you need a car covered or another big item like an RV. Where To Buy Storage Insurance One of the most common places to buy storage insurance is through your renters' insurance. They often have add-ons where you can include off-premises coverage like those of a storage unit. You will need to check exactly how much coverage they offer though as oftentimes they do not give the full amount. You might only receive partial coverage which can leave the rest of your belongings uninsured. This is when you might want to get coverage from ...

Texas Mega Storage
May 2nd, 2023